Hsbc business banking. Here you can learn about our capabilities and solutions.

Hsbc business banking No need for a physical security device anymore; it's all on your mobile with the HSBC UK Business Banking app. Contact us. Find out why HSBC is the right financial partner for your business. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Aug 4, 2024 · Explore HSBC's Transition Pathways which brings together industry insights and sector expertise to help business leaders act on their transition plans. We want to build a partnership with you that could help you to take your business to the next level and realise your ambitions. To make it easy for you to manage your money, you can access a diverse range of services through internet banking: Commercial Banking Tariff - Global Payments Solutions W. If you would like to recognize any of our employees who have provided excellent service or have any feedback, queries or complaint, please contact us through the following channels: HSBC offers tailored commercial banking for your business needs. Learn more about Security & Financial crime, Smart banking tool, Fee and charges, Service guides. You chose your Username when applying for our Business Internet Banking service. Jan 9, 2025 · With this in mind, we’ve developed HSBC Business Banking, a suite of carefully crafted banking solutions designed to help your business grow. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Nov 30, 2024 · HSBC Business Banking for SMEs. S Nov 9, 2022 · Corporate Banking. Business banking with HSBC -- Business banking product and solutions, including lending, loans, cross-border services, financing and marter banking solutions. on 19 Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Nov 18, 2024 · making requests directly via Business Internet Banking or HSBC Business Express mobile app, no need to submit any forms; or; submitting e-forms via Business Internet Banking; or; submitting physical forms via mail in You can even logon to Business Internet Banking faster with the app. At HSBC, we know every business is different. Our highly-trained, Business Telephone Banking team is here to answer all your queries. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Jun 9, 2023 · For inquiries or complaints, you may contact The Hongkong and Shanghai Banking Corporation Limited – Philippine Branch ("HSBC Philippines") through your Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 You're leaving the HSBC Business Internet Banking website. Take your next step with us. Financing for SMEs. You're leaving the HSBC Business Internet Banking website. All this while knowing our innovations are HSBC Business Banking. Don’t yet have an HSBC Business Account? Apply now. S. Choose the best account solution for your business. Visit HSBC's Thailand site for corporate customers to learn about our capabilities and solutions, and find inspiration for your business from our expert opinions . Learn more Cancel Confirm You're leaving the HSBC Business Internet Banking website. Corporate Banking Customer means any business customer whose accounts are held with us in the Channel Islands or Isle of Man, which isn’t a Small Business Banking or a Business Banking Customer. Get the guidance and tools that suit your banking needs. HSBC can be your dedicated partner, delivering a consistent international banking experience, with solutions tailored to the unique needs of your business. We're here Mon-Fri 8:00AM to 9:00PM ET and Sat 8:00AM to 4:30PM ET Tailor your internet banking to suit your company's needs and access a complete suite of expert services via one simple log-on. Add company accounts under the same Business Internet Banking username. HSBC Business. From our app based HSBC Kinetic business account for start-ups to business bank accounts for established businesses that need a Relationship Manager, HSBC has a range of products that Welcome to HSBC Bank Spain Limited website for business banking. Open an account. Learn more about how they created a You're leaving the HSBC Business Internet Banking website. Smarter Digital Banking Solutions. Additional Internet Banking services. For more information about your options and Log on to Business Internet Banking information Due to FPS system maintenance, FPS-related services including fund transfer (pay / receive) and FPS Addressing will not be available from 02:30 a. Learn how HSBC capabilities and solutions can help your business grow and find inspiration from our expert opinions and customers’ stories. Digital banking makes business easier! Manage company accounts anytime with HSBC Business Internet Banking and Business Express mobile app for payments and tracking, business information update and automatic bank feeds. Starting from 30 September, 2021, all new customers of Retail Business Banking under Wealth and Personal Banking will be exempted from account opening No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; 2 days ago · Our HSBC Business Banking solutions in Egypt are available to businesses with an annual turnover between USD 2m and USD 30m or EGP 20m and EGP 600m equivalent. Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Gunakan HSBC Business Internet Banking untuk aktivitas transaksi bisnis di mana saja dan kapan saja dengan beragam keuntungan. Banking on the move with our HSBC UK Business Banking app. Register for HSBC Fusion – Retail Business Banking now. Pay bills, stop payments, view account balances, and transfer funds -- around the world. Forget Username. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Browse a selection of products you may be interested in, or search for a specific product by type. Select All Business Accounts Loans and Finance Trading Internationally Online Banking. Nov 30, 2024 · HSBC Business Banking SG - Lending and Borrowing solutions help you manage cash and trade flows, finance deals & investments to grow business globally. Ways to bank; Corporate Account Opening Portal; Cash Management Services Terms & Conditions (PDF, 94 KB) GBM Account Opening Rules & Terms (PDF, 2 MB) Products and Services offered 877-472-2249. Dec 2, 2024 · HSBC provides you with business insights and exclusive FX viewpoint, allowing you to grasp weekly foreign currency trends and macro outlook. Find out more. HSBC Commercial Banking is committed to providing you with excellent customer experience by delivering a variety of products and services. If you’re a sole trader or single director shareholder Activating Business Internet Banking, Using Business Internet Banking, System requirements, Pop-up settings, Related forms HSBC offers tailored commercial banking for your business needs. Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 You've submitted a Business Information Update in Business Internet Banking, and you want to check on the progress of the request. HSBCnet Mobile services are not available in connection with Log on to HSBC Online Business Banking 2 days ago · Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000, or up to £170,000 for joint accounts, by the Financial Services Compensation Scheme, HSBC's commitment to client business growth, streamlined payments, and more are reflected in our service offerings. Open a Hong Kong business account today for lending, SME card solutions and more! Our highly-trained, Business Telephone Banking team is here to answer all your queries. Stay in control of your everyday banking needs. If you’re a sole trader or single director shareholder business, HSBC Kinetic may be right for you. Apply, activate, view, pay, transfer, message and more with security and convenience. For everyday transaction services, HSBC offers solutions for managing your accounts from HSBCnet services provided in the United States by HSBC Bank USA, N. Inspirations. Most accounts opened within 48hrs. Troubleshooting login issues. to 04:30 a. moving forward. With effect from 1st August 2014, eppIic8tions to issue or replace Business Internet Banking security device via HSBC branches, PhoneBanking or mail- n to HSBC wi be cherged with 8 fee of HOI 00 per device. Products and Solutions. Business Current Accounts HSBC Business Banking. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows. If you’re on any other tariff, you’ll be charged your normal cheque collection fee. Fax (+420) 225 024 550 Business Internet Banking and HSBC HK Business Express mobile app: Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express HSBC Business Banking. Lines are open 8am to 6pm, Monday to Friday. Browse our collections of globally recognised products and problem-busting solutions. Free use of both Business Internet Banking and HSBC HK Business Express mobile app. U. Browse our robust corporate banking products & solutions. Business information update. The speed of your business dictates a faster way to bank. Browse a selection of products you Discover more about doing business in Qatar and find out how trading in or with the country could help boost the future growth of your business. Business model Find answers to frequently asked questions, business guides, security and financial crime information, and more at HSBC Business Banking Help Centre. With the depth and breadth of You're leaving the HSBC Business Internet Banking website. Telephone (+420) 225 024 555 (+420) 602 606 761 . All Product types. Apply in minutes, in-app. Add it to your business bank Innovative digital banking makes your everyday banking extraordinary. Get in Touch. 02MB)中的步骤即时登记你的“网上银行”。 或者,您也可以 You can even logon to Business Internet Banking faster with the app. Send, receive, hold multiple currencies, all in one place. Financing. Find out how HSBC You're leaving the HSBC Business Internet Banking website Please note that other websites will have polices that differ from our own terms and conditions and privacy policy. The HSBC Digital Merchant Services推出全新一站式收款方案,革新数字收款体验。通过单一收款服务商,简化繁复收款方式,轻松进行数字收款,并优化现金流,助你提升营运效率,把握增长 May 22, 2018 · HSBC Business Banking. Customer service help desk (+420) 225 024 600. Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Our Relationship Managers can provide transactional banking and funding solutions of over £100k (both domestically and internationally). If you're calling from the UK 5 days ago · Register for HSBC Fusion – Retail Business Banking now. Loan Rollover & Drawdown. Jan 11, 2025 · 1. If you're overseas, please call: +44 1792 496 941. Interbank Account Data Sharing (IADS) The Hong Kong Monetary Authority (HKMA) Interbank Account Data Sharing (IADS) program allows the participating banks to share your account data once you consent, with other banks via API. Nov 24, 2023 · Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL 232595 HBAA022BUS (R3) 12/11 Page 1 of 4 Internet/Phone Banking Application If you are an HSBC business banking customer complete this form to apply for HSBC’s Business Internet Banking Business Internet Banking and HSBC HK Business Express mobile app: Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express Welcome to HSBC Bank Spain Limited website for business banking. Not a Business Internet Banking registered user? Enroll now. If you’re a sole trader or single Get in touch today and find out how HSBC Commercial Banking can help you meet your business and commercial needs. Discover more about doing business in United States and find out how trading in or with the country could help boost the future growth of your business. If you're calling from the UK No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages. Once New to online banking? Sign up for Business Internet Banking Register as a user Replace security device with Mobile Security Key Scan the QR code to download the HSBC HK Business Express mobile app and activate Mobile Security Key for a better banking experience. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Business Internet Banking and HSBC HK Business Express mobile app: Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00: Learn how HSBC capabilities and solutions can help your business grow and find inspiration from our expert opinions and customers’ stories. Sustainability for business in China. Simply download the app and follow the on-screen instructions. sanction regulations. How to send bank transaction data to Google Sheets automatically ? Watch our video to learn how: Alternatively, you can check out our user guide Our Women's Business Growth Initiative of £250 million is more than just a source of funding. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Step 1: Download and open HSBC HK Business Express mobile app Step 2: Go to the logon screen and enter your username Step 3: Choose either one of the methods to proceed with For cheques deposited using your HSBC UK Business Banking app you'll be charged 50p per cheque if you have a Small Business Bank Account or a Business Bank Account, or 40p if you have a Charitable Bank Account. Are finances a struggle? We can help. Please just have your account number and sort code - or your 16-digit card number handy before you call. on 19 January, 2025 Hong Kong Time. Side by side Layanan internet banking yang Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 HSBC HK Business Express mobile app is now available on both Apple App Store & Google Play Store in the following countries / regions: Australia, Brazil, Canada, China (iOS only), France, Germany, Hong Kong SAR, India, Indonesia, Italy, Japan, Malaysia, the Netherlands, the Philippines, Singapore, South Korea, Spain, Switzerland, Taiwan, Thailand, the United Arab Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Free use of both Business Internet Banking and HSBC HK Business Express mobile app 24/7 online account access, transaction, foreign exchange and many more ContactChat WeChat banking and notification service Receive notifications on business account balance, incoming fund transactions, commercial card information, designated transactions and Free use of both Business Internet Banking and HSBC HK Business Express mobile app. Access your company accounts faster by activating Mobile Security Key Replace your security device with Mobile Security Key so that you can log on and verify transactions faster and safer. Find the right solution for your business View all. For queries about Business Internet Banking, please call: 0345 602 2014. Cancel I understand, let's proceed. 全新推出数字银行平台,让中小企业也能轻松实现财务管理、更快支付、实时监控、纵览全球账户、在线外汇操作。 银企直联,全渠道移动收款等创新功能,为企业高效发展赋能。 在线查询 Find out whether your business is eligible and apply today. Continue Cancel. m. From our app based HSBC Kinetic business account for start-ups to business bank accounts for established businesses that need a Relationship Manager, HSBC has a range of products that No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages. A. Wherever and whenever you need us, our team of industry and sector experts in International, Trade and Sustainability will be there for you. To make it easy for you to manage your money, you can access a diverse range of services through internet banking: Nov 29, 2024 · You will be logged out in 60 seconds. E. Read on You're leaving the HSBC Business Internet Banking website. At HSBC, we believe in your vision Log on to Business Internet Banking information Due to FPS system maintenance, FPS-related services including fund transfer (pay / receive) and FPS Addressing will not be available from 02:30 a. 8MB) Are you new to HSBC? Please fill out the account opening form and a member of our team will be in touch. Show next Discover the new features, usage tips, and how-tos with HSBC Business Internet Banking. Featured. convenience, visibility and control in your business banking. Get instant support from our Chat Assistant, online support from our Chat agents and telephone support from our helpdesk. Show next card. Here you can learn about our capabilities and solutions. Find out how we can support your sustainability journey. This website is provided by HSBC Bank plc, Jersey Branch is regulated by the Jersey Financial Services Commission for Banking, General Insurance Mediation, Fund Services and Business Banking with HSBC. Transact A range of state-of-the art business payment solutions, collection HSBC Safeguard; Banking with us. For applications made via Business Internet Banking, they would not be charged. That’s why HSBC Business Go, an all-in-one platform is here to help you gain access to smarter, more effective ways to run and grow business. F 1 December 2020 (PDF, 356KB) Protecting your business from cybercrime Corporate Account Opening Portal Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Discover how to navigate HSBC's Business Internet Banking services with our comprehensive how-to guide. We believe in Collection library. HSBC’s innovative digital banking is designed to empower SMEs with fintech to surge on as a renewed source of economic prosperity. Note: You are recommended to visit HSBC Business Go on your desktop for better user experience. Benefit from fast, self-service access and management of your accounts, payments and much more. Please note that other websites will have polices that differ from our own terms and conditions and privacy policy. HSBC offers an Banking on the move with our HSBC UK Business Banking app. Browse a selection of products you may be interested in, or search for a specific product by type. Take control of your cash flow with our award-winning platform- HSBCnet. Business Banking Terms and Conditions (PDF, 1. With HSBCnet 1, our information and transaction portal, you can initiate and manage global You're leaving the HSBC Business Internet Banking website. Read more Our highly-trained, Business Telephone Banking team is here to answer all your queries. HSBC Commercial Banking operates in 53 countries and territories, covering the developed and developing markets that matter most to our customers. International Business Back to Business Banking with HSBC. Please click "Continue" to stay logged on. You visit the Request & Form Tracker, and see it prompts you that we're waiting for an eSignature Browse a selection of HSBC's products and solutions you may be interested in, or search for a specific product by type. Each collection tackles a specific business aim, helping you to thrive. Added to Free use of both Business Internet Banking and HSBC HK Business Express mobile app. If you're calling from the UK Jan 7, 2025 · Leverage HSBCnet, our digital banking platform, which offers real-time global account access, customisable setup features, and security HSBCnet provides a full suite of trading Free use of both Business Internet Banking and HSBC HK Business Express mobile app. We are introducing some changes to HBSC Smart Solution starting from 25 September 2022. Take your next step. You can even logon to Business Internet Banking faster with the app. HSBC Business Banking services and solutions are designed to provide SMEs with the right support to grow. Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Access your HSBC business accounts online with secure login and troubleshooting guide. A range of cutting edge digital banking products and online banking solutions by HSBC to manage your business banking online, any time and any where. 为新创业或成立多时的中小企业公司客户提供全方位银行服务,包括商业户口服务,理财产品与方案,贷款、进出口、信用卡服务,以及企业大湾区机遇等。 HSBC covers business banking needs for companies looking to expand their global reach. Manage the risks of doing business. You won't be charged a branch credit charge. Explore more Read more 你可以从透过我们的香港滙丰Business Express 手机应用程序申请商务“网上理财” (PDF, 776KB),然后按照登记指南 (PDF, 1. Read more. Subject to U. You're leaving the HSBC Business Internet Banking website Please note that other websites will have polices that differ from our own terms and conditions and privacy policy. 24/7 online account access, transaction, foreign exchange, investment and many more. HSBC Kinetic. Secondary user creation. Before applying, please read the following documents carefully, including the 'Your Information' section in the Business Banking Terms and Conditions. We 下载香港汇丰Business Express手机应用程序有什么好处? 无论何时何地更轻易查阅公司账户及处理交易,也可通过程序更快登录汇丰商务“网上理财”。 激活流动保安编码,轻鬆地管理公司账务 Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express mobile app: Saturday: 18:00 to 18:30 (5 minutes) Sunday: 02:30 to 08:00 Free use of both Business Internet Banking and HSBC HK Business Express mobile app. Nov 30, 2024 · Find out more about HSBC Business Banking for SMEs. Investment. Get strategic advice and support HSBC Taiwan 40th Anniversary Business Forum Celebrating 40 years of banking excellence in Taiwan and discover insights extracted from our client forum. The other website will open in a new window or tab. If you need help, chat with us or call us on the numbers provided. WeChat account binding. Open a Hong Kong business account today for lending, SME card solutions and more! Business Internet Banking and HSBC HK Business Express mobile app <br Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business The Payment Tracker displays the status of certain payments made in Business Internet Banking or the HSBC HK Business Express mobile app within the last 60 calendar days. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; Business Forms, Digital Forms, Account Services, Payment Making, Ways to Bank, Financing and Commercial Cards and forms, Import and Export, Service Lead Time Business Internet Banking and HSBC HK Business Express mobile app: Regular schedule; Date Time (HKT) Service Not Available; Monday to Friday: 21:00 to 21:30 (5 minutes) Business Internet Banking and HSBC HK Business Express FAQ's, Quick links, Wellbeing: Business and Individual, Ways to bank, Latest business guides, Security & Financial Crime, Health & Accessibility, Business help Free use of both Business Internet Banking and HSBC HK Business Express mobile app. Manage your business finances online with HSBC UK's internet banking service. *HSBC Business Internet Banking and Microsoft OneDrive are required for using the service. So is the team behind it. 汇丰全力支持中小企业—创新数字银行,助推企业高效成长;领先的贸易与支付方案;多元贷款与融资方案,加速企业发展;专属客户经理,全程服务企业成长。 HSBC offers solutions to manage your corporate accounts from around the globe. We’ve evolved our capabilities by bringing HSBC Business Banking client, The Mixx, harnesses the marketing industry’s responsibility to lead the way on diversity, equity and inclusion. HSBCnet features and functionality may vary by country. Make everyday banking easier with our all-new HSBCnet interface. 24/7 online account access, transaction, foreign exchange, investment and many more; Free Payroll Service setup - No annual fee and registration fee for payroll service - Free for the first 4 autopay-in/autoPay-out codes; You're leaving the HSBC Business Internet Banking website Please note that other websites will have polices that differ from our own terms and conditions and privacy policy. Learn more about our full suite of corporate banking services inside. pyln htfx ysvhiu rukj ubjd qipo zkuyl qxuq exi wmnivb